MONTHLY CASH FLOW PROJECTION

Name of Business Owner Type of Business Prepared by Date

Pre-start- 1 2 3 4 5 6 Total up position Columns 1-6

Year Month

1. Cash on hand (beginning month)

2. Cash receipts

3. Total cash receipts

(2a+2b+2c=3)

4. Total cash available

(before cash out) (1+3)

5. Cash paid out

1. purchases (merchandise)
2. Gross wages (excludes withdrawals)
3. Payroll expenses (taxes, etc.)
4. Outside services
5. Supplies (office and operating)
6. Repairs and maintenance
7. Advertising
8. Car, delivery and travel
9. Accounting and legal
10. Rent
11. Telephone
12. Utilities
13. Insurance
14. Taxes (real estate, etc.)
15. Interest
16. Other expenses (specify each)
17. Miscellaneous unspecified)
18. Subtotal
19. Loan principal payment
20. Capital purchases (specify)
21. Other start-up costs
22. Reserve and/or escrow (specify)
23. Owner's withdrawal

6. Total cash paid out (5a

through 5w)

7. Cash position (end of

month) (4 minus 6)

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